Thursday, January 27, 2011

Google retreats with a bloody nose

Rightmove shares soared today as Google sheepishly announced that it was binning its property maps search.

You can see the full story in Estate Agent Today here but they say:

Google Maps is to drop property, less than two years after the launch that threatened to change the entire property portal market.

The search engine giant had offered the service for free but blamed low usage.

In a totally unexpected move, which this morning its own press office did not know about when we asked them for a comment, Google announced that the property search feature will be dropped in all the countries where it operates, including the UK, on February 10.

I was never privy to any of the meetings that Google execs held with leading UK agents but I can't help but feel that they have cocked up badly.
 
With such a high percentage of all property searches beginning with the buyer tapping some kind of search criteria into Google they hold a unique position in the market place.  They have a trusted brand and, presumably, some of the brightest people on the planet working for them. They have the opportunity to create something special that revolutionises our industry and shapes the way that we buy houses in the future.
 
As I say, I don't know the Google property team, nor their mid to long term ambitions.... but I do know that I could name half a dozen property marketing professionals who would be able to haul them up off the floor.
 
With or without my help as a recruitment consultant I get the feeling they'll be back before too long.....
 
www.cognacproperty.com

Shortlisted for Primelocation blog awards again!



Thrilled.

The shortlist for this years Primelocation property blog awards has been published and I'm on it again.

This year I'm up against even stiffer competition including top journalist Graham Norwood and his blog Property Newshound.  Graham writes for all of the quality dailies and often champions the need for clarity and quality in property PR and reporting.  He gets my vote.

Also shortlisted is the excellent Melanie Backe-Hansen and her blog for Chesterton Humberts, The house historian.  Melanie also writes regularly for Country Life and she too would be a deserved winner.

Sadly both Graham & I are bringing up the rear in the public poll but to be truthful I'm proud to be nominated alongside such true professionals. 

For a "one man band" buying agent who doesn't even live or work in the UK I'm happy with my lot.

I was a bit miffed though when my lifelong friend (and best man at my wedding) Chris cheerily told me that he'd cast his vote.....for Tracy Kellet and her buyingagent blog!

www.cognacproperty.com

Thursday, January 20, 2011

New tax breaks for French holiday home owners....



I had been meaning to post something about this but was reminded of the importance today by two friends on Twitter (@HenryPryor and @WAEllis1868).

Tax on furnished holiday lettings is a complicated area, so please do seek specialist advice and take a look at the Government explanatory notes which you can find here.

To make sure your property qualifies as a furnished holiday letting, it must be:
  • in the UK or EEA (which France is of course)
  • furnished
  • available for commercial letting to the public, as holiday accommodation, for at least 140 days a year
  • commercially let as holiday accommodation for at least 70 days a year (the rent must be charged at market rate - not at cheap rates to friends and family)
  • a short term letting of no more than 31 days
The Landlord zone blog gives a decent write up (here) from which you'll see:

Owners and prospective buyers of French property may find it possible to save considerable sums of money through claiming tax relief called Capital Allowances on furnished holiday let properties.

The tax relief known as ‘Furnished Holiday Lettings’ (‘FHL’) has been under government scrutiny with plans to tighten up the tax rules. Finally draft legislation has been published setting out the future tax treatment of an FHL business.

The complex rules contain three nuggets of important information. Firstly, the FHL rules offer some very generous tax treatment for properties meeting the ‘qualifying criteria’.

Secondly, a significant part of the purchase price paid can be recovered through a combination of ‘loss relief’ and claiming ‘capital allowances’.

Thirdly, the FHL rules apply to holiday properties in all 32 countries across the EEA and applies both to properties acquired in the past and those bought in the future. In many cases, the result is a refund of taxes paid in previous years on total income including tax on employment income; in effect a ‘cashback’ on property expenditure.

I'm not sure if any of my historic clients are claiming this tax relief yet but I'm going to ask around (easy to do so as many of them have turned into friends, which can prove difficult in the Summer when I'm supposed to work but the aperitif invites are too good to turn down).
 
If I can find any real life examples of savings made I'll post them up (changing names & places of course).
 
www.cognacproperty.com

Wednesday, January 19, 2011

A stroll by the river Charente



My good friend Andy is going to be fed up with me nicking his photos soon but seeing as he hasn't sent the Gendarmes round yet I thought I'd share some more with you.

I have just taken on some new clients who want me to find them a holiday home with river access.  I met them at the show in London and was trying to describe how wonderful the valley along the river Charente is.

Shame I hadn't seen this post about the weir at Vibrac at that stage, I could have fired it up on the laptop.

I often cycle along the "ponts et bras" of the Charente along here and it always takes my breath away....fortunately these pictures do it justice and I'm sure you can see why it's one of my favourite spots.


I'm not sure I'll be able to find my clients a view quite like this one but they do know that I'm going to do my damndest to hook them something special.

J'aime la Charente - it truly is a special river.

www.cognacproperty.com

French property - optimism kicking in


Morning all and apologies for a lack of posts recently.  I have been in the UK attending The France Show in Earls Court.

It's something I do every year as it's the biggest show of its kind and a good barometer for the market.  This year was the busiest I have seen it and there was a general air of optimism and positivity (if that's a word).  I have just been going through the leads we took with the team at FrenchEntrée and they have pretty much doubled in number from last year.

It's not just the number of enquiries that we took though. 

Whilst talking with visitors to our stand they seemed a lot cheerier than in the last two years and were no longer talking about putting off their French house purchases.  On the contrary most people seemed to think that 2011 was the year that they were actually going to turn their dreams into reality...they were fed up waiting and had now made the decision to buy.

This decision may well prove a wise one in hindsight with the FNAIM predicting both single figure house growth for 2011 and a big rise in the overall number of transactions.

On my way back on the Eurostar I read that Monday (17th Jan) was supposed to be the saddest and most depressing day of the year...well not in my household. 

I have been energised by the amount of positive people I met over the week-end - only time will tell if these initial enquiries will result in mandates and sales but I, for one, am happy and optimistic.... no matter what the papers say.   

www.cognacproperty.com

Monday, January 10, 2011

If ever a village was aptly named....



I took a hooky day last week and my pa-in-law & I drove down to the Pyrenees to map out our route for the cycle ride we're undertaking later this year.

Of course, the summit of the Col de Tourmalet is closed at this time of year but we wanted to make sure that our route took us on small roads through pretty villages with plenty of welcoming cafés and bars to stop at along the way.  There's plenty of preparation needed for a ride like this but fortunately France is incredibly cyclist friendly and beau pere has plenty of experience having tackled many mountain stages previously.

Handily the Ryanair flights from London arrive in Pau at 9.15am, so we're picking up the English contingent, having brunch, then setting off from Luz St Saveur at the foot of the mountain.

Up and over the Tourmalet then we're stopping in the famous town of Lourdes after a 70km day.

Day two sees a 120km trip through the foothills of the Pyrenees and up to Mont de Marsan, then on day three we're cycling another 120 km's through the forest of the Landes up to the famous vineyards of Cadillac.

It's on day three that we'll be pedalling through the aptly named village of Sore.  I was tempted to cheat here as there's a village outside Cognac called Ars and I was going to put both photos together.  Sadly though we won't actually be going through it and I guess we won't feel like making a 20km detour at that stage just for a tacky photo opportunity.

The last day sees a straight run home through St Emillion and up to Cognac - 120 km's of gruelling hills through the rolling vineyards of the Charente.

Lourdes, Tourmalet, St Emillion, Cognac - it's going to be an epic journey and I'm determined to make it. Now I just need to lose a dozen kilos and step up my training to three days a week!

www.cognacproperty.com

Tuesday, January 04, 2011

Sales of Cognac soaring - good news for the Charente


It's always good to see ones local economy booming and I was heartened to read this report on Michael Streeters excellent blog.

Michael begins his report by saying:

While many in society will be starting 2011 with the same uncertainty as they ended 2010, one sector at least will be raising a glass for 2011. The cognac industry.

At the peak of the financial and economic crisis sales of the famous drink plummeted around the world, going down to levels not seen since the dark days of the late 1990s.

In 2010, however, cognac was back with a vengeance. By the end of November 153 million bottles had been sold in the previous 12 months, the third best performance in history. (The best two were 157.1 million in 1989 and 159.3 in 2007 just before the crisis fell.)

In 2009 the equivalent figure had been just 130 million bottles.

Strong sales of Cognac around the world are good news for my friend Christian M who owns a vineyard, Christian G  who is a cellar master, Jean who works making barrels and even Martine who runs a bar (if the local economy is thriving then people spend more).

Of course more money sloshing around the Charente will also help the local housing market and we could well see the average house price in Cognac rise from its current level of €120,600 this year.

www.cognacproperty.com

Monday, January 03, 2011

Route 403 - the best band in SW France


Call me biased (which I am because one of the members is a good friend of mine) but there is one "stand out" band currently playing in my small corner of France.

Route 403 is a trio of British musicians currently living and working in South West France.

Their repertoire of energetic Swing, Jazz and Blues, featuring cool three-part harmony, is drawn mainly from the 1940s and 1950s and includes material by such legendary artists as Louis Jordan, Nat King Cole, Ray Charles, Peggy Lee and Duke Ellington.

I have seen them play quite a few times and each time have come away with a smile on my face and a tune on my lips.  It's my 50th next year and I'm hoping that they will play a big role in the celebrations (I need to ask if they can add some Eagles to their repetoire!).

If you're planning a trip out to the Charente this year then I heartily recommend looking up their gig guide in advance (click here for a link) and taking in a show.  They often play at the Auberge de Condé in Bassac and La Courtine in Cognac - both of which do excellent food too.

Now, don't forget, if you see them on W9 in the French X factor being mentored by Christophe Willem you heard it here first!

www.cognacproperty.com

Tuesday, December 28, 2010

Twitter - 5 "must follow" property people for 2011

There are all kinds of people using Twitter to post their opinions about the property market - so many in fact that it's sometimes difficult to wade through the chaff and find links & opinions that are genuinely helpful.

Listed below are five people that can help with this.  All post reasonably regularly and, while I don't always agree with what they say, I do know that it will be well researched and based upon experience in the field.

So, in no particular order, here are five "must follow" property folk for 2011:

@HenryPryor - an ex Savills agent who, as he says, provides "Objective housing data and comment from BBC Breakfasts' “favourite property expert”.

@MelanieBien - sadly she's an Arsenal supporter but if you can forgive her that you'll be treated to some excellent research and comment. She describes herself as "Director of Communications for independent mortgage broker Private Finance and commentator on all things mortgage and property-related".

@DavidAdamsCH - frequent posts from David Adams, "head of residential at leading property consultancy Chesterton Humberts, discussing the property market in London and around the country."

@PropertyJourn - respected property journalist Graham Norwood, in this era of keen amateur bloggers he's a great example of how far removed they are from what "real" journalism is all about. Describes himself as "Property journalist and author. Devon-living, F1-obsessing, cinema-going, OU-studying, BTL-owning".

@property_whore - the always cheery Nigel Lewis. Nigel is "a property editor and writer who has worked for the Daily Mail, Channel 4 property magazines, propertfinder.com and The Digital Property Group".

Of course, there are plenty of others in the Twitterverse and all of the above are UK based - it's a start though and I'll leave you to start adding others from the USA, continental Europe and further afield.

Please do let me know if there are others you think should be added to the "must follow" list....

www.cognacproperty.com

Tuesday, December 21, 2010

1 in 5 UK pensioners to emigrate in next thirty years



My early morning reading today was this article on http://www.findaproperty.com/.

Heavyweight bodies such as the Institute of Public Policy Research as well as Age Concern, Saga and the government know one thing - when people retire more and more of them are moving overseas.

But why this seemingly mass exodus of third-age Brits?

The author gives five reasons:

1. We're living longer and retiring earlier - moving abroad can give a new lease of life.
2. Property is often cheaper so we get more for our money.
3. Low cost airlines mean "the world is a smaller place".
4. The weather is usually warmer and life more active.
5. The cost of living is often cheaper.

I think that the first point is an interesting one.  You often hear that people who retire miss their jobs, feel at a loose end and lack challenges in life.

If you do your research properly I'd say that moving to a new country offers all kinds of opportunities, particularly if moving from a small island to somewhere as vast as continental Europe.

When people ask why we moved from the UK in 2003 I give different answers depending upon how I'm feeling. There wasn't one single reason but a whole collection of them.  One answer that does come out often though is that life isn't a dress rehearsal. 

We get one opportunity in life and I want to make the most of it. 

So I say "Best of British" to those pensioners that fancy a change - do your research, get your affairs in order then let your hair down and go for it!

www.cognacproperty.com

Monday, December 20, 2010

Daily Mail - expats really do have the good life



I came across this article in the Daily Mail which runs the sub-heading "It's safer, cheaper and schools are better abroad".

What a generalisation....is it safer in Afghanistan, cheaper in Japan and are the schools really better in Kenya? 

The good news is that the article pointed me to this research by HSBC bank which does make interesting reading.  I would actually take issue with some of it (particularly the bits on integration) but I will leave it to you to read and make up your own mind as to what the results show.

The two top concerns for ex-pats were firstly "re-establishing a social life" and secondly "missing friends and family". 

Hand on heart I can say that these haven't been an issue for us in the Charente.  We're seven years in now and do feel part of the local community with plenty of friends and a full social diary.  With four airports within easy reach and the TGV on our doorstep we haven't lacked for visits from friends & family either!

The bit where I'd take issue is where only 57% of expats in France said it was easy to make "local" friends compared to, for example, 62% of expats in Russia.  Sorry but I simply don't believe this to be true.

Anyway, have a trawl through and let me know what you think.  I'll leave you with one excerpt that I do believe:

"In contrast, expats moving to countries that score well on the quality of life league table such as South Africa, Spain and France are much less appealing as destinations to those looking for increased career progression and financial gain.  Less than one in five (18%) expats moving to Spain did so for potential financial gain, alongside 26% in France and 40% in South Africa".

It's a great life here in rural SW France but if you're moving out to meet fellow entrepreneurs & make your millions then you'd be better off heading for Paris or the Cote d'Azur!

You're much more likely to meet the beast pictured above than a Ferrari in Jarnac high street and I can't remember the last time that house prices or school fees dominated the dinner party conversations.

Long may it continue....

www.cognacproperty.com

Monday, December 13, 2010

Is French property a "safe haven"?



There's quite a startling article on This is Money today. It has the headline "Dream is crumbling for home owners in PIGS" and you can read the full story here.

It highlights the drop in house prices in Portugal, Ireland, Greece and Spain and says that there are "fears that some properties could become unsaleable in the short term".

I have little direct knowledge of these markets but a slight grin did come to my face when I read that buyers from the continent and Russia have kept the Portuguese market buoyant...I'd love to know the transaction numbers that back up that particular assertation!

I guess that the good news from the story comes at the start:

"About 425,000 Britons have homes abroad, according to market research company Mintel, with 6.5m more dreaming of owning a place in the sun".

I'm absolutely convinced that there is a huge wave of UK buyers waiting for "the right time" to buy a property in France and that once confidence is restored transaction numbers of international buyers over here are going to soar.  Of course, nobody can possibly say whether this will be in six months or six years.

What we can say though is that France has one of the most robust and stable property markets in the world.  It is not reliant on buyers from the UK, Russia or anywhere else and historically it simply hasn't been prone to rampant inflation or the subsequent deflation.

As the well named and always articulate Melanie Bien says in the article:

"Ownership should be for the long term, with decisions to buy and sell not based on knee-jerk reactions to what is happening day to day".


And I, for one, can't think of a better long term country to buy in than France.

www.cognacproperty.com

Wednesday, December 08, 2010

French property portal Seloger to "develop abroad"



You may remember me writing this post saying that German publishing giant Axel Springer were looking to buy the leading French property portal http://www.seloger.com/ which boasts over one million listings across France.

Well, the securities regulator over here, the Autorite des Marches Financiers has just given them the OK to go ahead with the purchase, reported to be for €566 million.

Estate Agent Today is running this story which says:

However, even though the French regulator has said the Axel Springer bid is valid and can go ahead, it’s not a done deal.

Seloger, which has just reported a 12.6% rise in turnover this year, did not seem awfully impressed by its suitor.

However, Axel Springer already owns 12.4% of the portal and says that its offer still stands and it is up to the other shareholders.

And here comes the scary bit: could Seloger come over to the UK? Axel Springer says it wants to see it develop further, “both in France and abroad”.

One thing we all have to bear in mind is that the French do like to buy houses privately with around 50% of all transactions being done this way. 

Websites like http://www.pap.fr/ , http://www.entreparticuliers.com/ and even http://www.leboncoin.fr/ are all incredibly powerful.

I'm sceptical that "abroad" means the already well established UK market, there would be easier nuts to crack across continental Europe.

Still, this is going to be one to watch in 2011.

www.cognacproperty.com

Tuesday, December 07, 2010

Charente estate agents - my wall of fame


Fortunately I have been pretty busy lately, scouring the countryside (weather permitting) on behalf of four different clients, all of whom want to visit, and buy, either in December or January.  I have racked up plenty of kilometres in the company of many local agents immobiliers.

There are literally hundreds of estate agents on my patch.  Even I don't know them all and I'm living and breathing property out here five days a week, 52 weeks of the year (well, maybe with the odd holiday thrown in, but you get the picture).

Some of these agents really are first class - helpful, professional and trustworthy and so I thought it worthwhile sharing some of my favourites with you.

Cognac - the first house I ever bought on behalf of a client was a small townhouse in the centre of Cognac and we bought it through a delightful chap called Jerome Desset. He has since started his own agency and I have yet to find a more thorough agent out here.

Jarnac - there are some terrific agents in Jarnac including Charente Immobilier and Ariane Immobilier. The one that I would like to highlight though is an agent immobilier called Hervé Pauillac who will be starting an office on behalf of Maison d'Immobilier in the town centre.  It will be a tough market to crack but Hervé is the most honest and mild mannered agent I have worked with and I wish him luck.

Ruffec - I have mentioned them before but I always look forward to viewings with Christophe Guay and his team at TIC Immo.  They are a truly friendly and professional bunch and heartily recommended.

Chateauneuf - there's only one winner here.  I have been working with Don Kingdom of Cabinet Pellet since I started out in 2003 and it's been a pleasure.  We must have shared thousands of cups of coffee while out on viewings and his agency always seems to have something different to offer.

Angouleme - what a crowded market place with nigh on 100 agencies to choose from.  My favourite for sure is John West of Leggett Immobilier.  He's a trained architect and a true professional. When I view houses with him I tend to stand back and listen as he can spot things in an instant that it would take me a week to come up with.

St Jean D'Angely - another town swimming with agents.  My favourites are the little known Immobiliere Saintongeaise and Caroline Knight.  They are a small, friendly agency and I know from experience that Caroline really looks after her clients well, guiding them through the process from start to finish.

Villebois Lavalette - this is a simply stunning town and my first port of call is Anne Montauban of Europ Immobilier.  She's enthusiastic and knows her local market like the back of her hand (or "like her pocket" as they say over here).

Barbezieux - I usually start any searches here by speaking to Georgia Taylor.  She has lived in the area for a while now and her "little black book" of local artisans is almost as full as mine!

La Rochebeaucourt - this is a bit of a cheat as it's Joanna Leggett of Leggett Immobilier.  They actually have agents all over France including Charente, Charente-Maritime and my other neighbouring departments. Their website is one of the best around and Joanna is always most helpful.

Of course these are only a few of the agents I deal with - there are dozens more that could have made this list and apologies to those who I have left out.

If you have the time & inclination to visit them then I'm sure you will be given a warm welcome.

Don't forget though that by appointing me you would automatically be given access to all of these agents plus hundreds more (as well as those notaires who sell houses too). 

The beauty of appointing a buying agent is that we have the time, contacts and local knowledge to help you view everything that is on the market.....and often properties that aren't even being formally marketed or are only for sale privately.

Anyway, hope you found this useful and if you're an estate agent covering departments 16 & 17 and think you have something different to offer my clients then please don't hesitate to get in touch.

Who knows you might even get a mention on my next wall of fame!

www.cognacproperty.com

Monday, December 06, 2010

Frosty the charentaise snowman



Meet Frosty - he may seem like a pretty feeble snowman compared to UK efforts but I can tell you that getting even a sprinkling of snow in the Charente is a big deal.

Airports, roads and schools were closed for a couple of days and my property viewing schedule ground to a halt.  It's no joke trying to navigate some of these rural French roads when your car is trying to audition for a guest slot on Dancing on ice.

One of the reasons we chose to live in the area around Cognac is the fact that it's the second sunniest part of France, after the Cote d'Azur.  I can't remember the exact figures but think that it gets around 2,400 hours of sunshine a year on average.

Well monsieur le soleil has been pretty conspicuous by his absence these past couple of weeks. 

Mind you, the countryside has been even more impressive than usual.  Here are some pics of my friend Christian Martin and his vineyard in the heart of Grande Champagne. You can see he's not overly impressed with this bizarre "English" weather:







Sadly Frosty has gone off to help Santa prepare for Christmas and normal service has now been resumed with children back at school and a back-log of viewings to be done asap.

'Twas nice while it lasted.

www.cognacproperty.com

Saturday, December 04, 2010

Is this the worlds best Christmas tree?



The Sofitel hotel in London St. James has gone all out to impress visitors this Christmas. Their festive tree is adorned with Baccarat crystal bottles holding Louis XIII, Grand-Champagne Cognac.

The estimated value of the sixteen-and-a-half-foot creation is more than €50,000.

The 200 miniature bottles were handmade by Baccarat and finished with 24 carat gold. At least five expert craftsmen worked on each bottle, hotel officials say.

I'm thinking of trying to get some press coverage for Cognac Property Services by emulating this feat and filling some miniatures from my old friends at Chez Bacou (remember them from this post?) and hanging them from the €15 tree I plan on buying from Jarnac market.

Sadly though I'm pretty sure that they would all be empty by the time it came to put the angel on the top :-)

www.cognacproperty.com

Friday, December 03, 2010

Come & say hello at The France Show 2011


As usual I will be making my way to Earls Court for the three days of The France Show, this year it's 14-16th January.  You can see the official website here.

It's always great fun meeting so many people who are interested in moving to France....everyone who comes to the stand has a different story to tell.  I will be on the FrenchEntrée Property Services stand along with colleagues from all over France and it's a great opportunity for us to chat about our different markets.

We will be the only "buying agents" present at the show....all of the other agencies are traditional immobiliers who are mandated by the seller.  If you are still unclear about the difference (shame on you as you're not a regular reader) then click here to see the Wikipedia definition.

Visitors to the show this year will be able to experience the largest French market outside of France as well as try their hand at Petanque, wine tasting or even a language lesson.

Most people will also come and take a look at the Property section and we will be delighted to share our experience of living, working and buying property in France.

You will find us on Stand 91 so please do drop by and say hello.

www.cognacproperty.com

Friday, November 19, 2010

UK estate agents v French immobiliers...a licence to thrill


The National Association of Estate Agents (NAEA) has today launched it's licensing scheme for UK estate agents.

Housing minister, Grant Shapps has called it a "symbolic moment".

It's something that has been "bubbling under" for many years and it's sure to cause controversy....you can read more about it in this article from Estate Agent today.

For sure, the UK needs to do something to generate a greater feeling of trust in the industry. 

Here in France the industry has far tighter regulations and anyone interested in buying property can easily check out the agency they are dealing with.

The starting place should always be to see their carte professionnelle.  This is issued by the local Prefecture and if your agent doesn't have one then don't use them (you can see my dog eared copy above, it's in a sorry state but you are supposed to carry it at all times).  They're not particularly easy to get and you have to prove a complicated mixture of experience and qualifications.

To get this carte the agent also has to show that they have an up to date garantie financiere (financial guarantee) as well as assurance resposibilité civile professionnelle (PI indemnity).  Further details can be found here.

It may well be that your contact is not the owner or employee of the agency but a self employed "agent commerciale".  If this is the case they must still carry a "white card" attestation, completed by the owner of the original carte and signed off by the Prefecture.

They also need to have their own assurance responsibilité civile professionnelle.

All pretty straightforward really.  Most international buyers are aware of these regulations and the cowboys seem to be diminishing in number (although this could have something to do with the state of the market).

It's an area that the French are ahead of the UK in (along with the compulsory information on the state of the property that is made available to the purchaser) but maybe this NAEA initiative will help improve matters.

Who knows, estate agents may soon shrug off the mantle of being the most hated advisors in the UK....leaving an open playing field for the legal profession :-)

www.cognacproperty.com

Wednesday, November 17, 2010

My property tips in "French" magazine - the Raymond Blanc special



Following my excellent run of press coverage in the UK nationals (Telegraph, Independent, Standard) and French Property News I have been lucky enough to receive a double page spread in the November/December issue of "French" magazine.

Best of all it's the special edition that has been edited by Raymond Blanc and the whole magazine looks really terrific.

My article is entitled "So many properties...." and it gives some tricks of the trade, as well as showing you how to work out which properties represent the best value for money.

You will find it on pages 78 & 79 and please don't be distracted by M Blanc's life story or four favourite recipes (mind you, "Maman Blanc's" floating island does look truly scrumptious).

You can pick up the magazine at any good newsagent for a most reasonable £3.99, or subscribe directly by visiting their website here.

www.cognacproperty.com

Tuesday, November 16, 2010

Chinese lessons in the charente




There's a big debate in the Downie household at the moment and my reading of this article has only stirred things up further.

The article has the headline "Relocate or wither & die on the corporate vine" and is written by a UK headhunter. It leads with:

Des Hurlby, Human Resources Director at international car maker Jaguar Land Rover, has had ”pointed” conversations with up to five of the company’s best employees urging them to consider moving “out of leafy Warwickshire” to China to help the company capitalise on emerging markets“.


This seems to be coming more commonplace and is a trend that I can only see continuing.
 
The debate we are having is whether to find someone to give the girls lessons in Mandarin.  There is a Lycee in Angouleme that offers this later on in their education but it's a complicated language and, at just 10 and 11, it would be better to start them early.
 
The good news is that there is someone advertising locally who offers lessons in the Cognac & Angouleme area.
 
The quandry is this:
 
For sure it would give them a huge advantage when they come to leave school.  No matter which career path they choose it's likely that fluency in English, French, Spanish & Mandarin would help them stand out from the crowd.
 
It's also far easier to learn a language when you are young (I know this from bitter experience).
 
On the flip-side they already have special English lessons on a Saturday morning and as I have posted before teachers in the French education system give out homework for fun.  Add in gymnastics, swimming, dance & singing and they don't have much free time as it is.
 
We left London for rural France to escape the rat race and watch the girls grow up in the country. We don't want them to lose the benefits by being continually stuck in a classroom. 
 
Of course, the ultimate choice will be theirs but it will be interesting to see how the debate evolves....watch this space.
 
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